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Be knowledgeable. 

It is highly likely the cost of speaking to an attorney for an initial consultation and review of a claim made by someone against the owner can equal the cost of purchasing title insurance.

TITLE INSURANCE - one-time premium payment and not an annual payment.

Title insurance ensures how you, the owner of the property, came into ownership of the property. If someone questions your ownership, title insurance can defend you and pay you damages if it turns out another individual had a legitimate claim.


PROPERTY INSURANCE - premium payment paid annually.

Property insurance combines several different types of coverage, usually hazard coverage and personal injury coverage. Hazard coverage insures against a fire, while personal-injury coverage insures against negligent conduct occurring on your premises.

Within just a few years, the annual cost of property insurance will exceed the one-time payment of title insurance.

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